Getting sick or hurt never happens at a good time. When you need medical care, insurance can help pay for some or all of the bill. The Wellness Coalition assists individuals and families with online applications for health insurance on the Federally-facilitated Marketplace (aka the Affordable Care Act or Obamacare), Medicaid, or any other insurance for which they are eligible during the open and special enrollment periods.

How To Get Free Enrollment Assistance

Open enrollment is happening now and ends January 15, 2023. Call (334) 293-6502 for free enrollment assistance Mondays–Thursdays, 8am–6pm and Friday 8am–3pm. To make the process as smooth as possible, we’ll need information on each person applying for coverage. Required information may include:

  • Social Security number
  • Immigration documentation
  • Most recent income tax information
  • Information about your employer
  • Check stubs, wages, tips
  • Net income if self-employed
  • Social Security payments
  • Alimony, retirement, or pension income
  • Investment income (like dividends or interest)
  • Rental income
  • Other taxable income
  • Current healthcare information
  • Similar information as above regarding other individuals in your household

Enrollment Dates and Deadlines

If you don’t act by January 15, 2023, you can’t get 2023 coverage unless you qualify for a Special Enrollment Period. Here are some other dates to keep in mind:

  • November 1, 2022: Open Enrollment started — first day you could enroll in, re-enroll in, or change a 2023 health plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2023.
  • December 15, 2022: Last day to enroll in or change plans for coverage to start January 1, 2023.
  • January 1, 2023: 2023 coverage starts for those who enroll in or change plans by December 15, 2022 and paid their first premium.
  • January 15, 2023: Last day to enroll in or change a 2023 health plan. After this date, you can enroll in or change plans only if you qualify for a Special Enrollment Period.
  • February 1, 2023: 2023 coverage starts for those who enroll in or change plans December 16, 2022 through January 15, 2023 and pay their first premium.

Eligibility

To be eligible to enroll in health coverage through the Marketplace, you:

  • Must live in the United States.
  • Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses.
  • Can’t be incarcerated.
  • If you have Medicare coverage, you’re not eligible to use the Marketplace to buy a health or dental plan. Depending on your income, you may qualify for:
  • An insurance plan with tax credits, or;
  • Coverage through Medicaid/the Children’s Health Insurance Program (CHIP)

Call (334) 293-6502 for free enrollment assistance from The Wellness Coalition today!